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Who it is for
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One platform, every side of the risk

Dynamic risk.
From every perspective.

Insurwave is where brokers, insurers and insureds work from one live view of the same risk, in detail like never before: fleet owners managing every asset, its cover and its additional premiums in a single place; brokers placing faster with the evidence in hand; insurers scoring and examining exposure as it moves.

The idea

Dynamic risk changes by the hour. Insurwave shows you exposure in a level of detail you’ve never had, updated continuously in real time, so you act with foresight instead of hindsight. Fewer surprises, sharper pricing, faster decisions.

We make dynamic risk measurable as it moves, so you’re ahead of it, not reacting to it.

Who it is for

One platform. Every side of the risk.

The market that places and prices risk, the capacity that carries it, and the owners of the risk itself. Pick your side.

The ships and aircraft we track.

Aerial view of a tanker under way with tugs alongside
MarineTankers, bulk carriers and container fleets, tracked voyage by voyage.
Airliner on stand at night with ground crew working around it
AviationAirline and operator fleets, followed aircraft by aircraft.

One engine, four modules

Track the assets. Score the risk. Model the impact. Watch it live.

By combining live risk data from specialist providers, you see what has changed and understand why it matters. One engine, working before and after cover is placed.

Brokers and insureds

Every asset, and the cover on it.

The client-facing front door. Every asset, its cover and its renewal date in one live list, with a quote request one click away. Brokers onboard new clients in the same place.

  • Every asset and its cover in one list, always current.
  • Renewals visible early so nothing lapses unnoticed.
  • Additional quotes requested online, in the same place as the cover.
My assets and cover● LIVE
A320-200, 2016 buildCovered to 31 December 2026
View
A320neo, 2019 buildCovered to 31 December 2026
View
A321neo, 2021 buildCover renews in 21 days
View renewal
Aircraft added to fleetAwaiting cover
View asset
Insurers and MGAs

One score you can defend.

Every risk resolves to a single, auditable number, and you can see exactly what drives it. Nothing is taken on faith.

  • Live and historical signals fused into one view of the exposure.
  • Every factor is visible, weighted, traceable and ready for peer review.
  • Seconds, not days from submission to a decision you can act on.
Composite risk score
64
REVIEW
0 · Low50High · 100
Exposure and geography
Asset profile
Operator history
Accumulation
Insurers and MGAs Coming soon

See the whole book before you commit.

One risk never sits alone. See what it does to your portfolio the moment you consider it, not at the next quarterly review.

  • Instant aggregation by zone, region and peril.
  • Tested against appetite so every quote is checked against your limits.
  • Marginal impact known before capital is committed.
Portfolio impact if bound · high-exposure zone
Current aggregateThis risk addsAppetite limit
Zone aggregate+4.2% ▲
Single-event PML+$18m ▲
Within appetiteclear ✓
Insurers and MGAs Coming soon

The risk keeps moving. So do we.

Cover is written once. The world carries on. Every exposure you have bound is checked against real events and re-scored as they happen, so you know the moment it matters.

  • Real-time exposure on every bound risk, around the clock.
  • Scores that move when conditions do, flagging trouble early.
  • Alerts you can act on before an event becomes a claim.
Live portfolio · all lines
● LIVE
Continuous Intelligence · watchlist
MV Aurora, entered war-risk zoneRe-scored ↑
A320 fleet, overflew conflict airspaceReview
Cargo policy 2241, storm formingWatch
777 lessor portfolio, no changeStable
MV Helios, cleared port on scheduleStable
Ask the platform Coming soon

Ask a question. In your own words.

Ask the platform a question the way you would ask a colleague, inside your own ringfenced environment. No query builder, no waiting on a report.

  • Ask what has changed across your book, in plain English.
  • Understand why a score moved and what drove it.
  • See what it means for you with the evidence behind every answer.
Ask Insurwave
Why did my Gulf exposure go up this week?
Three vessels entered a listed war-risk zone on 9 August, which lifted your aggregate in the region by 4.2%. Two are due to clear it within 36 hours. 4 sources
Which aircraft are closest to breaching appetite?
Six, all in the same region. The largest single contributor is a leased A321neo scored 78 on conflict-airspace overflight. 2 sources
Ask anything

The proof behind the promise

Powered by the data leaders in their fields.

Your scores are built on data gathered with specialist providers who lead their fields, so the number holds up when you take it to a client, a capacity provider or a peer review.

Trusted by 74 organisations, including
AllianzWestfield SpecialtyInigoA.P. Møller-Maersk
Powered by
Lloyd’s List IntelligenceOsprey Flight SolutionsFlightradar24ch-aviationSafe AirspaceOpenSanctions
Recognised
InsurTech 100 2025InsurTech Top 50MGAA member

Mapping data © OpenStreetMap contributors, available under the Open Database License (ODbL). Maritime vessel and ownership data provided by Lloyd’s List Intelligence. Sanctions and ownership data via OpenSanctions. Aviation threat intelligence provided by Osprey Flight Solutions; fleet and operator data by ch-aviation; flight tracking data by Flightradar24. Airspace risk warnings from Safe Airspace, operated by OPSGROUP. All trademarks are the property of their respective owners.

Insurwave’s platform provides unparalleled visibility into real-time exposures and allows us to offer value-add services to our shipping clients, augmenting the coverage we place on their behalf, with precise, data-driven insights that help them to proactively manage and mitigate their risk.

Simon LockwoodHead of Shipowners, Willis

Today’s world poses a significant challenge to the marine insurance market, with shifting conflicts creating on-going events across the globe. However, technology platforms like Insurwave give us the ability to be more closely aligned with our clients and derive meaningful insights from a consolidated data source.

James HavardHead of Exposure Management, Convex Insurance

Our partnership with Insurwave has enabled us to solve our pricing bottleneck process resulting in improved quote times. Insurwave’s platform, and collaboration, has contributed to our digital transformation strategy and deployment of an end-to-end automated pricing workflow.

Stephen MartinHead of Catastrophe Modelling, Westfield Specialty

Insurwave helps us simplify the administrative part, the paper-pushing part of the work that we have, and frees up more time to do the real value-adding work.

Lars HennebergVice President, Head of Risk Management, A.P. Møller-Mærsk

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Dynamic risk.
From every perspective.

Whether it is your fleet, your clients or your book, see it all in one live view. Fifteen minutes is enough to show you.