One platform, every side of the risk
Insurwave is where brokers, insurers and insureds work from one live view of the same risk, in detail like never before: fleet owners managing every asset, its cover and its additional premiums in a single place; brokers placing faster with the evidence in hand; insurers scoring and examining exposure as it moves.
The idea
Dynamic risk changes by the hour. Insurwave shows you exposure in a level of detail you’ve never had, updated continuously in real time, so you act with foresight instead of hindsight. Fewer surprises, sharper pricing, faster decisions.
We make dynamic risk measurable as it moves, so you’re ahead of it, not reacting to it.
Who it is for
The market that places and prices risk, the capacity that carries it, and the owners of the risk itself. Pick your side.
Win and retain clients. Place business faster.
Reach placement in fewer touches, and give clients a live, shared view of their risk that no rival broker offers.
For brokers →Underwrite with foresight.
Score every submission in detail, see the portfolio impact before capital is committed, model accumulation and future events across the book, and keep every bound risk under live watch.
For insurers →Delegated authority, evidenced.
One pricing method across the binder, every quote tested against your limits, and a clean trail your capacity providers trust.
For MGAs → Coming soonSee the whole book.
Consistent scoring across cedants, instant accumulation and PML, and a portfolio that re-scores as risk changes.
For reinsurers →Know every aircraft. Watch it live.
Track every aircraft and view live cover in one place, with your network mapped against conflict airspace and the fleet tracked live.
For airlines →Know your fleet. Watch it live.
Track every vessel, view live cover and see war premium exposure before requesting additional quotes online, with fleet exposure mapped against chokepoints and war zones.
For shipowners →One engine, four modules
By combining live risk data from specialist providers, you see what has changed and understand why it matters. One engine, working before and after cover is placed.
The client-facing front door. Every asset, its cover and its renewal date in one live list, with a quote request one click away. Brokers onboard new clients in the same place.
Every risk resolves to a single, auditable number, and you can see exactly what drives it. Nothing is taken on faith.
One risk never sits alone. See what it does to your portfolio the moment you consider it, not at the next quarterly review.
Cover is written once. The world carries on. Every exposure you have bound is checked against real events and re-scored as they happen, so you know the moment it matters.
Ask the platform a question the way you would ask a colleague, inside your own ringfenced environment. No query builder, no waiting on a report.
The proof behind the promise
Your scores are built on data gathered with specialist providers who lead their fields, so the number holds up when you take it to a client, a capacity provider or a peer review.
Mapping data © OpenStreetMap contributors, available under the Open Database License (ODbL). Maritime vessel and ownership data provided by Lloyd’s List Intelligence. Sanctions and ownership data via OpenSanctions. Aviation threat intelligence provided by Osprey Flight Solutions; fleet and operator data by ch-aviation; flight tracking data by Flightradar24. Airspace risk warnings from Safe Airspace, operated by OPSGROUP. All trademarks are the property of their respective owners.
Insurwave’s platform provides unparalleled visibility into real-time exposures and allows us to offer value-add services to our shipping clients, augmenting the coverage we place on their behalf, with precise, data-driven insights that help them to proactively manage and mitigate their risk.
Today’s world poses a significant challenge to the marine insurance market, with shifting conflicts creating on-going events across the globe. However, technology platforms like Insurwave give us the ability to be more closely aligned with our clients and derive meaningful insights from a consolidated data source.
Our partnership with Insurwave has enabled us to solve our pricing bottleneck process resulting in improved quote times. Insurwave’s platform, and collaboration, has contributed to our digital transformation strategy and deployment of an end-to-end automated pricing workflow.
Insurwave helps us simplify the administrative part, the paper-pushing part of the work that we have, and frees up more time to do the real value-adding work.
Latest
Portage AI acquires our AI submission ingestion capability, along with the technology and the specialist team behind it, letting us focus on real-time exposure management.
2 June 2026 →Deepak joins with more than 20 years in specialty insurance, having led the build and delivery of core policy, exposure and risk platforms across the London market and the United States.
3 February 2026 →Insurwave names Adrian Morgan as chief executive, to take the platform into its next phase of growth.
1 October 2025 →Whether it is your fleet, your clients or your book, see it all in one live view. Fifteen minutes is enough to show you.