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Who it is for
Brokers Insurers MGAs Reinsurers Airlines and operators Shipowners Book a demo Log in

The platform

One platform.
Every side of the risk.

The same four modules serve the broker placing the risk, the carrier pricing it and the owner living with it. What changes is what you do with them.

How it works

One engine. Four modules.

Everything comes back to the same platform, working before and after cover is placed.

Brokers and insureds

Track & Cover

Brokers win and onboard clients. Insureds track their assets, view live cover and request additional quotes online.

Insurers and MGAs

Risk Intelligence

Every exposure resolved into one defensible 0 to 100 score, built from live and historical signals.

Insurers and MGAs Coming soon

Portfolio Impact Analysis

See how a single risk moves the whole book, aggregation, accumulation and correlation, before capital is committed.

Insurers and MGAs Coming soon

Continuous Intelligence

Continuous monitoring of the bound portfolio and predictions of future accumulations, giving you real-time exposure as the world changes around it, with automated alerts and rapid event response.

In a little more detail

What each module gives you.

A closer look at each one, and who it is built for.

Brokers and insureds

Track & Cover

Brokers win and onboard clients. Insureds track their assets, view live cover and request additional quotes online.

What it gives you
  • A live view of the assets they own
  • Cover in force, visible to the insured
  • Additional quotes requested online
Insurers and MGAs

Risk Intelligence

Structured ingestion and enrichment from named data sources: a scored risk picture that sharpens the underwriter’s decision before cover is placed.

What it gives you
  • A scored risk picture
  • One defensible 0 to 100 score
  • An auditable rationale for peer review
Insurers and MGAs Coming soon

Portfolio Impact Analysis

How each new risk moves aggregate exposure across the portfolio, assessed before capital is committed.

What it gives you
  • Accumulation, clash and systemic exposure
  • Capital consumption
  • A clear go or no-go at quote time
Insurers and MGAs Coming soon

Continuous Intelligence

Real-time exposure across the bound book, with automated alerts and rapid event response.

What it gives you
  • Real-time exposure across the bound book
  • A deterioration timeline
  • Early warning and event response
  • An evidence trail for reserving and renewal

Who it is for

Every side of the risk.

Open the one that matches your seat.

Reach placement faster, cut the cost to win each deal, and give clients one shared, live view of their risk, so they stay close long after the ink is dry.

What changes

  • Fewer touches from submission to placement, so you write more business with the same team.
  • A live, shared view of their risk that no rival broker offers, so you win the pitch and keep the client after it.
  • Less time chasing exposure data, more time advising the client.

Where it shows up

Faster placementNew-business winsStickier renewals
Why it works

You reach placement faster, and your clients get a live, shared view no rival broker is offering them.

Win and retain clients, place business faster.

Talk to the team

Score every submission in real detail, show the portfolio impact before capital is committed, and keep every bound risk under live watch.

What changes

  • One auditable score per submission, built from live and historical signals.
  • See how a single risk moves the whole book before you bind it.
  • Know which risks and concentrations need attention before the next portfolio review.

Where it shows up

Live and historical signalsPortfolio impact modellingContinuous re-scoring
Why it works

You get a score at the moment of decision, and it keeps updating without anyone on your team maintaining it.

Underwrite with foresight, across your whole book.

Talk to the team

Apply one defensible pricing method across the binder, test every quote against your limits in real time, and produce a clean, audit-ready trail your capacity providers trust.

What changes

  • One defensible method across the binder, with the evidence captured automatically.
  • Every quote tested against delegated limits in real time.
  • Continuous monitoring produces a bordereaux-ready trail, not a month-end scramble.

Where it shows up

One method, binder-wideReal-time limit checksBordereaux-ready trail
Why it works

Insurwave adds one defensible method, and the audit trail providers actually ask for.

Evidence your delegated authority.

Talk to the team

Apply consistent scoring across cedants, quantify accumulation and PML instantly, and re-score continuously as risk changes.

What changes

  • Transparent scoring reveals true risk quality across cedants and treaties.
  • Instant accumulation, single-event PML and correlation across the book.
  • The portfolio re-scores live, with no waiting for the next bordereau.

Where it shows up

Consistent cedant scoringInstant PML and correlationLive portfolio re-scoring
Why it works

You compare cedants on one method today, and the book re-scores itself as risk changes.

See accumulation across your whole book.

Talk to the team

Score every aircraft by type, age, utilisation, operator and region, map your network against conflict airspace, and track the fleet live, in the air and on the ground.

What changes

  • Every aircraft scored on its own risk, not a blanket fleet rate.
  • Your network mapped against conflict airspace, the same view insurers use.
  • Know where each aircraft is, and what that position means for risk and exposure.

Where it shows up

Aircraft-level scoringConflict-airspace mapping24/7 fleet tracking
Why it works

You can see what each aircraft costs you in risk, and walk into renewal holding the view your insurers price from.

See aircraft-level intelligence on your own fleet.

Talk to the team

You track every vessel and the cover on it, with fleet exposure mapped against chokepoints and war zones and every voyage tracked live. Vessel-level scoring is in development.

What changes

  • Every vessel and its cover in one live view, always current.
  • Fleet exposure mapped against chokepoints, war zones and weather.
  • Live AIS tracking and zone-breach detection flag changes as they happen.

Where it shows up

Fleet and cover trackingChokepoint exposure mappingLive AIS and breach alertsVessel-level scoring, in development
Why it works

You hold the same exposure view your underwriters price from, across the whole fleet.

Marine is live today. Vessel-level scoring is in development, and owners are helping shape it.

Talk to the team

Dynamic risk.
From every perspective.

Whether it is your fleet, your clients or your book, see it all in one live view. Worth fifteen minutes?